Since we truly do not have a crystal ball, we cannot see into the future to determine if you will need long-term care. You may never need it, but an unexpected accident, illness, or injury can change your needs, sometimes suddenly. The best time to think about long-term care is before you need it.
Planning for the possibility of long-term care gives you time to learn about services in your community and their costs. This allows you to make important decisions for yourself while you are still able.
People with Alzheimer’s disease, dementia or other cognitive impairments should begin planning for long-term care as soon as possible.
Housing Decisions
When thinking about long-term care, it is very important to consider where you will live as you age and how your place of residence can best support your needs if you can no longer fully care for yourself.
Most people prefer to stay in the comfort of their own homes for as long as possible. Researching about services, products, and resources that can help older adults stay in their own environment is extremely helpful.
Decisions About Your Health
Begin by thinking about what would happen if you became seriously ill or disabled. Talk with your family and friends about who would provide care if you needed help for a long time.
Decisions About Finances
Long-term care can be expensive. Americans spend billions of dollars a year on various services. How people pay for long-term care depends on their financial situation and the kinds of services they use.
There is a lot to consider when thinking about aging and long-term care. It can be overwhelming and time-consuming trying to put all of the pieces together.
The Woods Law Office specializes in all types of elder law and planning for long-term care as well as dealing with veteran benefits for aid and attendance. Call our office in Shelby Township at 586-532-8970 or fill out the contact form on our website to learn more about preparing for long-term care.
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